:root {
  --ink: #112331;
  --ink-deep: #0a1822;
  --blue: #25a9d7;
  --blue-deep: #117ca7;
  --forest: #315d50;
  --sand: #e9e3d4;
  --mist: #f3f7f6;
  --body: #4a5d63;
  --line: #d6e1e0;
  --white: #fff;
  --radius: 10px;
  --shadow: 0 14px 38px rgba(10, 24, 34, .13);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--white); font: 16px/1.65 Arial, Helvetica, sans-serif; }
a { color: inherit; }
.topline { padding: .55rem 1.25rem; background: var(--ink-deep); color: #e9f7fb; font-size: .82rem; }
.topline__inside { max-width: 1120px; display: flex; align-items: center; justify-content: space-between; gap: 1rem; margin: 0 auto; }
.topline a { color: #fff; font-weight: 800; text-decoration: none; }
.nav { position: sticky; top: 0; z-index: 20; border-bottom: 1px solid var(--line); background: rgba(255,255,255,.98); }
.nav__inside { min-height: 80px; max-width: 1120px; display: flex; align-items: center; justify-content: space-between; gap: 2rem; padding: .6rem 1.25rem; margin: 0 auto; }
.brand { display: flex; align-items: center; min-width: 165px; }
.brand img { width: 145px; height: auto; display: block; }
.nav__links { display: flex; align-items: center; gap: 1.35rem; }
.nav__links a { color: var(--ink); font-size: .84rem; font-weight: 800; letter-spacing: .035em; text-decoration: none; text-transform: uppercase; }
.nav__links a:hover { color: var(--blue-deep); }
.button { display: inline-block; border: 0; border-radius: 4px; padding: .9rem 1.25rem; background: var(--blue); color: var(--ink-deep); cursor: pointer; font: 800 .86rem/1 Arial, Helvetica, sans-serif; letter-spacing: .035em; text-decoration: none; text-transform: uppercase; transition: transform .2s ease, background .2s ease; }
.button:hover { background: #61c7e8; transform: translateY(-1px); }
.button--outline { border: 1px solid rgba(255,255,255,.76); background: transparent; color: #fff; }
.button--outline:hover { background: rgba(255,255,255,.12); color: #fff; }
.container { max-width: 1120px; padding: 0 1.25rem; margin: 0 auto; }
.hero { position: relative; overflow: hidden; color: #fff; background: linear-gradient(118deg, #0a1926, #174052 60%, #1b667c); }
.hero::before { content: ""; position: absolute; right: -80px; bottom: -190px; width: 520px; height: 520px; border: 72px solid rgba(37,169,215,.15); border-radius: 50%; }
.hero::after { content: ""; position: absolute; top: -140px; right: 25%; width: 280px; height: 600px; background: linear-gradient(160deg, transparent 47%, rgba(255,255,255,.09) 47% 49%, transparent 49%); transform: rotate(12deg); }
.hero__inside { position: relative; z-index: 1; min-height: 505px; max-width: 1120px; display: flex; flex-direction: column; align-items: flex-start; justify-content: center; padding: 5.75rem 1.25rem; margin: 0 auto; }
.eyebrow { display: block; margin-bottom: .85rem; color: #70d7f1; font-size: .77rem; font-weight: 800; letter-spacing: .17em; text-transform: uppercase; }
.hero h1 { max-width: 795px; margin: 0; font-family: Georgia, 'Times New Roman', serif; font-size: clamp(2.55rem, 5vw, 4.7rem); letter-spacing: -.045em; line-height: 1.05; }
.hero h1 em { color: #61d2eb; font-style: normal; }
.hero p { max-width: 640px; margin: 1.35rem 0 2rem; color: rgba(255,255,255,.85); font-size: 1.1rem; }
.hero__actions { display: flex; flex-wrap: wrap; gap: .8rem; }
.trustbar { border-bottom: 1px solid #dde8e7; background: var(--mist); }
.trustbar__inside { max-width: 1120px; display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem; padding: 1rem 1.25rem; margin: 0 auto; }
.trustbar__item { display: flex; align-items: center; justify-content: center; gap: .5rem; color: var(--ink); font-size: .82rem; font-weight: 750; text-align: center; }
.trustbar__mark { color: var(--blue-deep); font-size: 1.1rem; }
.section { padding: 5.25rem 0; }
.section--mist { background: var(--mist); }
.section--ink { background: var(--ink-deep); color: #fff; }
.section__heading { max-width: 745px; margin-bottom: 2.5rem; }
.section__heading h2, .split__content h2 { margin: 0; color: var(--ink-deep); font-family: Georgia, 'Times New Roman', serif; font-size: clamp(2rem, 3.8vw, 3rem); letter-spacing: -.03em; line-height: 1.16; }
.section__heading p, .split__content p { margin: 1rem 0 0; color: var(--body); }
.section--ink .section__heading h2 { color: #fff; }
.section--ink .section__heading p { color: rgba(255,255,255,.78); }
.grid { display: grid; gap: 1.25rem; }
.grid--2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.grid--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.card { padding: 1.75rem; border: 1px solid var(--line); border-radius: var(--radius); background: #fff; box-shadow: 0 4px 18px rgba(10,24,34,.04); }
.card__icon { display: grid; place-items: center; width: 44px; height: 44px; margin-bottom: 1.1rem; border-radius: 50%; background: #def5fb; color: var(--blue-deep); font-size: 1.25rem; font-weight: 900; }
.card h3 { margin: 0 0 .62rem; color: var(--ink-deep); font-family: Georgia, 'Times New Roman', serif; font-size: 1.3rem; }
.card p { margin: 0; color: var(--body); font-size: .94rem; }
.split { display: grid; grid-template-columns: .88fr 1.12fr; align-items: center; gap: 5rem; }
.split__art { position: relative; min-height: 345px; display: grid; place-items: center; overflow: hidden; padding: 2rem; border-radius: var(--radius); background: linear-gradient(145deg, #173a4d, #f7faf7 53%, #d6edeb); box-shadow: var(--shadow); }
.split__art::after { content: ""; position: absolute; left: -40px; bottom: -130px; width: 260px; height: 260px; border: 50px solid rgba(37,169,215,.15); border-radius: 50%; }
.split__art img { position: relative; z-index: 1; width: min(100%, 350px); padding: .55rem; border-radius: 7px; background: #fff; box-shadow: 0 12px 26px rgba(10,24,34,.2); }
.list { padding: 0; margin: 1.3rem 0 1.9rem; list-style: none; }
.list li { position: relative; padding: .38rem 0 .38rem 1.55rem; color: var(--body); }
.list li::before { content: "✓"; position: absolute; left: 0; color: var(--blue-deep); font-weight: 900; }
.cta { text-align: center; }
.cta h2 { max-width: 760px; margin: 0 auto; font-family: Georgia, 'Times New Roman', serif; font-size: clamp(2rem, 3.5vw, 3rem); line-height: 1.18; }
.cta p { max-width: 600px; margin: 1rem auto 1.75rem; color: rgba(255,255,255,.78); }
.page-hero { padding: 4.6rem 0; background: linear-gradient(115deg, var(--ink-deep), var(--ink)); color: #fff; }
.page-hero h1 { max-width: 770px; margin: 0; font-family: Georgia, 'Times New Roman', serif; font-size: clamp(2.3rem, 4vw, 3.7rem); letter-spacing: -.035em; line-height: 1.1; }
.page-hero p { max-width: 690px; margin: 1rem 0 0; color: rgba(255,255,255,.79); }
.form-layout { display: grid; grid-template-columns: minmax(0, 1.3fr) minmax(290px, .7fr); align-items: start; gap: 3.2rem; }
.form-card { padding: 2.25rem; border: 1px solid var(--line); border-radius: var(--radius); background: #fff; box-shadow: var(--shadow); }
.form-card h2 { margin: 0 0 .45rem; color: var(--ink-deep); font-family: Georgia, 'Times New Roman', serif; font-size: 1.8rem; }
.form-card > p { margin: 0 0 1.55rem; color: var(--body); }
.field { margin-bottom: 1.1rem; }
.field label { display: block; margin-bottom: .35rem; color: var(--ink); font-size: .86rem; font-weight: 750; }
.field input, .field select, .field textarea { width: 100%; padding: .82rem .88rem; border: 1px solid #cbd9d9; border-radius: 5px; color: var(--ink); background: #fff; font: .95rem/1.3 Arial, Helvetica, sans-serif; }
.field textarea { min-height: 130px; resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus { border-color: var(--blue-deep); outline: 3px solid rgba(37,169,215,.2); }
.check-panel { margin: 1.5rem 0; padding: 1.2rem; border: 1px solid #c4e7f1; border-radius: 7px; background: #f3fcff; }
.check-panel h3 { margin: 0 0 .75rem; color: var(--ink-deep); font-size: .95rem; }
.check-row { display: flex; align-items: flex-start; gap: .7rem; margin-top: .75rem; color: #40545a; font-size: .85rem; line-height: 1.5; }
.check-row input { flex: 0 0 auto; width: 17px; height: 17px; margin-top: .12rem; accent-color: var(--blue-deep); }
.disclosure { margin: .85rem 0 0; color: #5a6e73; font-size: .77rem; line-height: 1.55; }
.contact-panel { padding: 1.8rem; border-radius: var(--radius); background: var(--ink-deep); color: #fff; }
.contact-panel h3 { margin: 0 0 1.2rem; color: #70d7f1; font-family: Georgia, 'Times New Roman', serif; font-size: 1.35rem; }
.contact-panel dl { margin: 0; }
.contact-panel dt { margin-top: 1.05rem; color: rgba(255,255,255,.58); font-size: .75rem; font-weight: 800; letter-spacing: .09em; text-transform: uppercase; }
.contact-panel dd { margin: .15rem 0 0; color: #fff; font-size: .95rem; }
.contact-panel dd a { color: #fff; }
.sms-reference { margin-top: 1.4rem; padding: 1.5rem; border: 1px solid var(--line); border-radius: var(--radius); background: var(--mist); }
.sms-reference h3 { margin: 0 0 .8rem; color: var(--ink-deep); font-family: Georgia, 'Times New Roman', serif; font-size: 1.15rem; }
.sms-reference p { margin: .45rem 0; color: var(--body); font-size: .87rem; }
.sms-reference strong { color: var(--ink); }
.legal { max-width: 840px; }
.legal h2 { margin: 2.5rem 0 .65rem; color: var(--ink-deep); font-family: Georgia, 'Times New Roman', serif; font-size: 1.52rem; }
.legal h3 { margin: 1.4rem 0 .55rem; color: var(--ink); font-size: 1rem; }
.legal p, .legal li { color: var(--body); }
.legal ul { padding-left: 1.3rem; }
.legal-panel { margin: 1.5rem 0; padding: 1.5rem; border-left: 4px solid var(--blue); background: var(--mist); }
.legal-panel p { margin: .5rem 0; font-size: .93rem; }
.footer { padding: 3.8rem 0 1.3rem; background: #08131d; color: rgba(255,255,255,.76); }
.footer__grid { display: grid; grid-template-columns: 1.65fr .7fr .95fr; gap: 2.5rem; padding-bottom: 2.7rem; }
.footer__brand img { width: 150px; padding: .35rem; border-radius: 4px; background: #fff; }
.footer h3 { margin: 0 0 .85rem; color: #fff; font-size: .85rem; letter-spacing: .08em; text-transform: uppercase; }
.footer p, .footer a { color: rgba(255,255,255,.7); font-size: .88rem; text-decoration: none; }
.footer a { display: block; margin: .35rem 0; }
.footer a:hover { color: #70d7f1; }
.footer__bottom { padding-top: 1.3rem; border-top: 1px solid rgba(255,255,255,.12); color: rgba(255,255,255,.5); font-size: .78rem; }
@media (max-width: 800px) { .topline__inside { justify-content: center; flex-wrap: wrap; } .nav__inside { min-height: 68px; } .nav__links { display: none; } .trustbar__inside { grid-template-columns: repeat(2,1fr); } .grid--2, .grid--3, .split, .form-layout, .footer__grid { grid-template-columns: 1fr; } .split { gap: 2.5rem; } .hero__inside { min-height: 450px; padding-top: 4rem; padding-bottom: 4rem; } .section { padding: 3.8rem 0; } .form-card { padding: 1.5rem; } }